Understand

    Senior financial leadership, sized to your business.

    Forecasting, cash-flow visibility, margin analysis, and board-grade reporting from an experienced CFO — at a fraction of the cost of a full-time hire.

    Engagement

    Typically 2–6 days per month

    Best fit

    $2M–$50M revenue

    Outcome

    Forecast accuracy and cash confidence

    A controller tells you what happened. A CFO tells you what is about to happen and what to do about it. Most companies between $2M and $50M need the second capability long before they can justify the salary.

    A fractional CFO engagement gives you that capability on a recurring cadence, with the same person in the seat month after month.

    01

    Cash-flow visibility

    We build a rolling thirteen-week cash forecast tied to the actual mechanics of your business — collections behavior, payroll timing, debt service, seasonality, and planned capital spend. It updates weekly and it is the single most useful artifact most owners have ever had.

    02

    Forecasting and scenario modeling

    An annual operating model with monthly detail, driver-based so assumptions can be tested rather than guessed. When you are weighing a hire, a location, an equipment purchase, or a line of credit, we model the downside case first.

    • Driver-based annual operating model
    • Scenario and sensitivity analysis on major decisions
    • Unit economics and contribution margin by segment
    • Capital structure and debt capacity analysis
    03

    Reporting the bank and the board can read

    Monthly reporting packages with KPI dashboards, variance analysis, and a written narrative. If you carry bank debt, we handle covenant tracking and lender communication so those conversations stop being stressful.

    04

    Building toward enterprise value

    Clean, credible financials are the single largest driver of transaction readiness. Everything a fractional CFO installs — accrual accuracy, defensible add-backs, forecast discipline — compounds into a higher multiple when you eventually sell.

    Case study — Specialty contractor

    From cash anxiety to a funded expansion

    Situation

    A $12M contractor was profitable on paper and constantly short on cash. Job-level margin was unknown and the credit line was permanently drawn.

    What we did

    • Built job-level margin reporting and a 13-week cash forecast
    • Restructured billing milestones and collections process
    • Modeled equipment purchase against lease alternatives
    • Renegotiated the credit facility with clean forward projections

    Outcome

    Days sales outstanding dropped 21 days, the line was paid down, and the company self-funded a second crew within nine months.

    Common questions

    Understand Your Numbers

    If you cannot answer what cash looks like in eleven weeks, that is the conversation to have. Book a call.